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BENEFITS

  • Tax free funds for as long as you live in your home.

  • No restriction on how you may use the funds.

  • No income, medical or credit requirements.

  • No money needed to close the loan. Closing costs and fees incurred can be financed as part of the loan.

  • Interest rates are adjustable and can change periodically; however this does not affect the amount you will receive.

  • You may sell your home at any time, repay the loan and receive the remaining equity as cash.

  • Interest is paid at the time the loan is repaid.

  • Social Security benefits and Medicare are generally not affected by a reverse mortgage - consult your tax advisor.

  • No monthly loan re-payment burden during the remainder of your lifetime in the home.

  • Tax-advantaged way to pass on part of your estate today.

  • When the loan is due, your heirs have choices - repay the loan and keep the house - sell the home and repay the loan receiving whatever equity is remaining as cash.


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