• Tax free funds for as long as you live in your home.

   

• No restriction on how you may use the funds.

   

• No income, physical healthor credit requirements.

   

• No money needed to close the loan. Closing costs and fees incurred can be financed as part of the loan.

   

• Interest rates are adjustable and can change periodically; however this does not affect the amount you will receive. Fixed rates available.

   

• You may sell your home at any time, repay the loan and receive the remaining equity as cash.

   

• Interest is paid at the time the loan is repaid.

   

• Social Security benefits and Medicare are generally not affected by a reverse mortgage - consult your tax advisor and/or attorney.

   

• No monthly loan re-payment burden during the remainder of your lifetime while living in the home.

   

• Tax-advantaged way to pass on part of your estate today, consult CPA or Accountant.

   

• When the loan is due, your heirs have choices - repay the loan and keep the house - sell the home and repay the loan receiving whatever equity is remaining as cash.

BENEFITS